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ACH at the POS: Smartphones Helping Bring Real-Time Value to Merchants

ACH at the POS: Smartphones Helping Bring Real-Time Value to Merchants

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Behavioral changes at the point of sale are hard to put in motion, but when there are clear benefits to both merchants and consumers, new solutions can ignite. The Automated Clearing House (ACH) has long been touted as an enabler of payments innovation given its low cost and ease of access, especially as interest in mobile grows. But, schemes that ride the ACH rails have struggled to ignite – and given the uncertainty of where debit interchange ends up, might be made completely irrelevant. Across six charts and 18 detailed pages, Our PYMNTS.com report examines, in depth, how mobile could re-ignite ACH-based products and shift share away from incumbent networks.  All valuable insights for executives looking to navigate this space.

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